<?xml version="1.0" encoding="utf-8" ?><rss version="2.0"><channel><title>Osbornes - FAQs</title><link>http://www.osbornes.net</link><description><![CDATA[One of London's leading law firms with 65+ specialist solicitors dealing with injury claims, family law, divorce, wills & probate, property & housing disputes]]></description><ttl>30</ttl><item><title><![CDATA[Do I have to use the firm recommended by my insurance company?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#10127]]></link><description><![CDATA[<div style="float:left"><p align="justify">No &ndash; you are free to choose any solicitor you wish to represent you. When it comes to head and brain injuries it is incredibly important that you use a solicitor who is a specialist in this area and has experience in making these claims. Choosing the wrong solicitor may result in an under-valuation of your claim. Osbornes is a member of Headway &ndash; the brain injury association and Stuart Kightley is a Fellow of the Association of Personal Injury Lawyers (APIL).</p>
<p><font color="#666699" size="3"><strong><a href="/contact-us/contact-form.aspx">Fill in our online contact form to speak with one of our expert head injury lawyers.</a></strong></font></p></div>]]></description><category>March 2013</category><pubDate>Wed, 20 Mar 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[Do I need a pre-nuptial agreement?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9970]]></link><description><![CDATA[<div style="float:left"><p align="justify"><font size="2" face="Arial">A pre-nuptial agreement is a written agreement made by a couple who intend to get married or enter into a civil partnership. The aim of the agreement is to determine what should happen to finances in the event of the breakdown of the marriage or partnership and to limit potential areas of dispute following a breakdown of the relationship.</font></p>
<p align="justify"><font size="2" face="Arial">Following case Radmacher v Granatino, decided by the Supreme Court in October 2010 the position of a pre-nuptial agreement in England and Wales has been further strengthened; however there are strict procedural steps which need to be fulfilled if the agreement is going to be upheld by the Court.<br />
</font></p>
<p align="justify"><font size="2" face="Arial">With this being the case it is wise to consult a specialist divorce lawyer to draw up your agreement.</font><br />
</p></div>]]></description><category>February 2013</category><pubDate>Sun, 17 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[Do I need to come into the office on exchange of contracts and completion?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9944]]></link><description><![CDATA[<div style="float:left"><p align="justify"><font size="2" face="Arial">No, but it will be necessary for you to attend at the office before exchange of contracts so that we can discuss all matters relating to the property and obtain your signature to the various deeds and documents.</font></p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[Do I need to make a Will?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9949]]></link><description><![CDATA[<div style="float:left"><p>Yes our Wills and Probate department can&nbsp;advise you on this.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[Do I need to pay the agents fee?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9960]]></link><description><![CDATA[<div style="float:left"><p align="justify">It is usual for us to pay the agents fees from the sale proceeds. We will obtain their commission account between exchange and completion and forward this to you for approval.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[Do you cover the whole country?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9880]]></link><description><![CDATA[<div style="float:left">Osbornes Solicitors LLP is located in London however we provide a nationwide service so no matter where you live you will be able to make your claim through us.</div>]]></description><category>January 2013</category><pubDate>Tue, 29 Jan 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[Do you require my landlord’s details?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9958]]></link><description><![CDATA[<div style="float:left"><span>
<p align="justify">If you are selling a leasehold property we will need to contact your landlord at the outset of the matter to obtain a seller&rsquo;s pack. This can cost anywhere between &pound;100-300 plus VAT. This will be forwarded to the Buyer&rsquo;s solicitors and contains information regarding the service charge and buildings insurance.</p>
<p></p>
</span>&nbsp;</div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[How can a person who has suffered a serious head injury manage their finances?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#10118]]></link><description><![CDATA[<div style="float:left"><p align="justify">Many people who suffer a head injury want to retain control of their affairs and rehabilitation can help them to do this. The Mental Capacity Act 2005 was passed to ensure that a person with a head or brain injury should be given assistance enabling them to make their own decisions before anyone else is authorised to take decisions on their behalf.</p>
<p align="justify">However, in some circumstances if a head injury makes this difficult to do you may need some support in doing this, especially if you have been awarded a lump sum by way of compensation. </p>
<p align="justify">In these circumstances you can set up an arrangement with the &lsquo;Court of Protection&rsquo;. The court can give powers to appoint what is called a Deputy who is under a responsibility to act in the best interests of the individual whom they are assisting to manage their finances.</p>
<p align="justify">The private client department at Osbornes is able to advice you more on appointing a Deputy and the Court of Protection procedure.</p>
<font color="#666699" size="+0">
<p align="justify"><strong><a href="/contact-us/contact-form.aspx">Fill in our online contact form to speak with one of our expert head injury lawyers.</a></strong></p>
</font></div>]]></description><category>March 2013</category><pubDate>Wed, 20 Mar 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[How do I get the mortgage money?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9937]]></link><description><![CDATA[<div style="float:left"><span>
<p>You don&rsquo;t. Mortgage monies are always released to the solicitors by the mortgage lender. We will deal with this.</p>
</span></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[How do I know what contents are included?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9934]]></link><description><![CDATA[<div style="float:left"><p>A list will be provided by the seller of the property and you will be supplied with a copy.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[How does it all work and what will I have to do?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#10134]]></link><description><![CDATA[<div style="float:left"><p>Traumatic brain injury can devastate lives and families. For those suffering the effects of a catastrophic brain injury it is essential to obtain early legal advice, to get in place a support network: a package of care and rehabilitation funded by the opponent. Legal liability investigations need to be put in place. Early action and legal expertise are necessary. </p>
<p>Watch our video in which our Head Injury head Stuart Kightley talks through some of the key points in dealing with a head injury claim. </p>
<p>Most cases of brain and head injury will be identified by the treating hospital and they will deal with the acute phase of care and treatment. But there are many head injury cases where there is no damage to the brain itself or the damage is subtle. </p>
<p>Here, the extent of the injury is not always appreciated by medical professionals and your lawyer can help to set up the investigations and treatment to get you the support you need. In many other cases there is a lack of coordination and follow up after discharge from hospital and the injured person can be left without support. </p>
<p>Although damage to the brain may be difficult to diagnose, some or all of the following after effects can be apparent: Physical and sensory symptoms: </p>
<p>Impaired balance and coordination, hearing and vision, taste and smell, headaches and fatigue </p>
<p>Emotional difficulties: onset of anxiety, depression, anger, impulsive behaviour. </p>
<p>Cognitive problems: difficulty in speech, processing and memorising information, attention and understanding. </p>
<p>Our job is to identify the problems caused by head or brain injury, to put in place the necessary treatment and support, and to identify and claim for the losses - past and future - caused by the injury. This may involve costing and arranging alternative accommodation or property adaptations, specialised equipment, care and therapy. We will secure the maximum financial care and support package to meet the long term expenses involved.</p>
<p>Our expert head and brain injury claim solicitors are Stuart Kightley and his fellow Partners Wendy Wright and Sophie Davies. </p>
<p>The independent legal directory, Chambers and Partners, highlights Stuart as being &quot;immensely impressive&quot; and &quot;focuses on serious head injury cases and gains high praise from top claimant solicitors and clients alike&quot;. (2013 edition) and &quot;well regarded in the personal injury world for his handling of head injury claims and workplace accident cases&quot; (2011 edition)</p></div>]]></description><category>March 2013</category><pubDate>Wed, 20 Mar 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[How important is a physiotherapist in the rehabilitation following a brain injury?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#10121]]></link><description><![CDATA[<div style="float:left"><p align="justify">The short answer is that the physiotherapist will play a vital part in the injured person&rsquo;s rehabilitation. The physiotherapist works with the individual to help them regain the control and function of the body following a head injury.</p>
<p align="justify">Following a head or brain injury the injuries the person sustains may mean that they lose the ability to walk or use their hands, they may have lost their sense of balance meaning they require assistance when standing up and sitting down.</p>
<p align="justify">The physiotherapist will work with the injured person and their family and use a variety of treatments and techniques aimed at ensuring that the recovery is maximised.</p>
<font color="#666699" size="+0">
<p align="justify"><strong><a href="/contact-us/contact-form.aspx">Fill in our online contact form to speak with one of our expert head injury lawyers.</a></strong></p>
</font></div>]]></description><category>March 2013</category><pubDate>Wed, 20 Mar 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[How is my existing mortgage of the property I am selling paid off?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9959]]></link><description><![CDATA[<div style="float:left"><span>
<p align="justify">We will request a redemption statement dated the date of completion. We will forward this to you for approval. On completion we will electronically transfer the monies confirmed in the redemption statement to your lender to redeem the mortgage.</p>
<p align="justify"></p>
</span>&nbsp;</div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[How long do I have after an accident to make a claim?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9966]]></link><description><![CDATA[<div style="float:left"><p align="justify">You generally have a strict three year deadline from the date of an accident in which to settle the claim or issue court proceedings. For children, the three years runs from their eighteenth birthday rather than the date of the accident.</p>
<p align="justify">For accidents that happen during air and sea travel, the time limit is shorter at two years. Also, if your accident happened abroad the time limit is determined by the law of the foreign country, which can be as short as one year.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[How long do personal injury cases last?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9963]]></link><description><![CDATA[<div style="float:left"><p align="justify">This can vary considerably depending on the type of accident you had and how quickly you recover from your injuries. If you had a straightforward road traffic accident where liability is admitted and your injuries are relatively minor, we would aim to conclude your case within 6 months to a year. However, other types of accident such as trips and slips and accidents at work can take longer, and if your injuries are more serious you may need to wait for the prognosis for recovery to become clear before you can settle your case. </p>
<p align="justify">In a serious injury case where the other side deny liability for your accident and your case goes all the way to trial, the claim could take up to four years. A personal injury award for damages is in final settlement and so needs to foresee and compensate for all future &ndash; as well as past &ndash; losses, which is why claims can take some time to resolve.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[How long do the searches take?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9946]]></link><description><![CDATA[<div style="float:left"><p>Usually, approximately two weeks</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[How long will my claim take?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#10133]]></link><description><![CDATA[<div style="float:left"><p align="justify">
<p style="MARGIN: 0cm 0cm 10pt" align="justify">Although there is no written rule as to how long a head injury claim will take it is common for claims for compensation for a head or brain injury to take 3 years and in some cases longer. The reason for this lengthy period of time is because it is important to ensure how your brain injury is going to affect your future and to assess all your future needs. This time period will enable your solicitor to value your claim properly. You should not expect your case to be settled quickly; in fact a quick settlement will probably not be in your best interest.</p>
</p>
<p>Your solicitor should be able to obtain an interim payment for you whilst your case is on-going.</p>
<p><font color="#666699" size="3"><strong><a href="/contact-us/contact-form.aspx">Fill in our online contact form to speak with one of our expert head injury lawyers.</a></strong></font></p></div>]]></description><category>March 2013</category><pubDate>Wed, 20 Mar 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[How long will the whole process take?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9932]]></link><description><![CDATA[<div style="float:left"><p><font size="2" face="Arial">Usually two to three months, but can be much quicker if all parties in the chain are&nbsp;in a position&nbsp;to move fast.</font></p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[How much are the search fees?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9943]]></link><description><![CDATA[<div style="float:left"><p style="MARGIN: 0cm 0cm 10pt" align="justify">These vary depending on the type of Search applied for and the Local Authority. We will advise you as to the anticipated costs in the service specification at the start of the transaction.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[How will you know what my injuries are worth?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9964]]></link><description><![CDATA[<div style="float:left"><p align="justify"><font size="2" face="Arial">As part of your claim we will obtain your medical records from your GP and any hospitals you were treated at, to see exactly what your injuries were. We will then arrange for you to be examined by an independent doctor to prepare a report on your injuries. The doctor will be sent your medical records, so even if you have recovered by the time of the appointment, they will be able to see how your injuries were at the time. Once we receive the doctor&rsquo;s report we compare your injuries with judicial guidelines and reports of cases that have gone to court and can advise you on how much your injuries are worth.</font></p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[I am not married and have separated from my partner. What do we do about our home?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9928]]></link><description><![CDATA[<div style="float:left"><p align="justify"><font size="2" face="Arial">If you were not married then the financial separation can be subject to a number of different rules, depending on whether or not there are any children and the legal ownership of property amongst other things. In particular, the intentions behind the ownership of and usage of the family home are considered in depth.</font></p>
<p align="justify"><font size="2" face="Arial">Our specialist <a href="http://www.osbornes.net/services/family-law/cohabitation-disputes.aspx">family department</a> has significant experience in resolving any such disputes.</font></p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[I am thinking of adopting a child, how would I go about this?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9927]]></link><description><![CDATA[<div style="float:left"><p align="justify">You will need to decide whether you wish to adopt a child domestically in this country or to apply for an international adoption of a child from abroad. You will also need to consider the pros and cons of both options. We will be able to advise you on this and also on the process of the home study assessment of your suitability to adopt by a local authority or voluntary adoption agency. We would also advise you on the legal steps that you will need to take for either a domestic or international adoption. Many of our international adoption clients are living and working abroad. We are able to advise on the issues and implications of this, both while you are living abroad and also when you wish to return to settle in this country.</p>
<p align="justify">Find out more about our <a href="/services/family-law/adoption.aspx">adoption team</a>.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[I am told that there is a risk of epilepsy following a head injury. Is this true?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#10115]]></link><description><![CDATA[<div style="float:left"><p>Traumatic brain injury can devastate lives and families. For those suffering the effects of a catastrophic brain injury it is essential to obtain early legal advice, to get in place a support network: a package of care and rehabilitation funded by the opponent. Legal liability investigations need to be put in place. Early action and legal expertise are necessary.</p>
<p>Watch our video in which our Head Injury head Stuart Kightley talks through some of the key points in dealing with a head injury claim. </p>
<p>Most cases of brain and head injury will be identified by the treating hospital and they will deal with the acute phase of care and treatment. </p>
<p>But there are many head injury cases where there is no damage to the brain itself or the damage is subtle. Here, the extent of the injury is not always appreciated by medical professionals and your lawyer can help to set up the investigations and treatment to get you the support you need. In many other cases there is a lack of coordination and follow up after discharge from hospital and the injured person can be left without support. </p>
<p>Although damage to the brain may be difficult to diagnose, some or all of the following after effects can be apparent: </p>
<p>Physical and sensory symptoms: Impaired balance and coordination, hearing and vision, taste and smell, headaches and fatigue </p>
<p>Emotional difficulties: onset of anxiety, depression, anger, impulsive behaviour. </p>
<p>Cognitive problems: difficulty in speech, processing and memorising information, attention and understanding. </p>
<p>Our job is to identify the problems caused by head or brain injury, to put in place the necessary treatment and support, and to identify and claim for the losses - past and future - caused by the injury. </p>
<p>This may involve costing and arranging alternative accommodation or property adaptations, specialised equipment, care and therapy. We will secure the maximum financial care and support package to meet the long term expenses involved. </p>
<p>Our expert head and brain injury claim solicitors are Stuart Kightley and his fellow Partners Wendy Wright and Sophie Davies. The independent legal directory, Chambers and Partners, highlights Stuart as being &quot;immensely impressive&quot; and &quot;focuses on serious head injury cases and gains high praise from top claimant solicitors and clients alike&quot;. (2013 edition) and &quot;well regarded in the personal injury world for his handling of head injury claims and workplace accident cases&quot; (2011 edition)</p></div>]]></description><category>March 2013</category><pubDate>Wed, 20 Mar 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[I care for someone who has suffered a brain or head injury. Am I entitled to access any financial help?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#10143]]></link><description><![CDATA[<div style="float:left"><p align="justify">A carer is someone who looks after and supports some who are unable to manage day-to-day tasks by themselves. Many carers are paid a wage, however there are many people who have suffered a head injury who are being assisted and supported by relatives, friends and neighbours for no payment.</p>
<p align="justify">There are various state benefits which you may be entitled to make an application for if you are caring for someone with a head injury. Such benefits include a carer&rsquo;s allowance, direct payments, pension credit, council tax benefits and other council services such a meal on wheels. Of course there is certain criteria each individual has to meet before accessing these benefits however it is worth investigating any open to you.</p>
<p align="justify">The social welfare department at Osbornes can work with and advice you on whether you can access these services.</p>
<font color="#666699" size="+0">
<p align="justify"><strong><a href="/contact-us/contact-form.aspx">Fill in our online contact form to speak with one of our expert head injury lawyers.</a></strong></p>
</font></div>]]></description><category>March 2013</category><pubDate>Mon, 25 Mar 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[I do not agree with my former partner about the arrangements regarding our children,]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9930]]></link><description><![CDATA[<div style="float:left"><p align="justify"><font size="2">If parents find they are unable to agree arrangements in respect of their children then they are encouraged to discuss matters in a conciliatory manner with a view to reaching an agreement that is in the children&rsquo;s best interests. In reality parents often find this difficult as emotions are high and opinions differ. Parents are therefore encouraged to attend family mediation so the issues can be discussed with a mediator to see if an agreement can be reached. </font></p>
<p align="justify"><font size="2">However, sadly mediation does not assist everyone and sometimes parents find they have no option but to seek assistance from the court. A parent, step parent or grandparent may apply for a contact order and / or a residence order under section 8 of the Children Act 1989. Upon receipt of an application the court will list the matter for a conciliation hearing. At that hearing the Judge is assisted by a CAFCASS Officer (Children And Family Court Advisory Support Service) who will consider the issues with the Judge and see if an agreement can be reached at court. If this is unsuccessful the court will ask both parents to file statements and the matter will be listed for a trial whereby the Judge will make a final decision if an agreement still cannot be reached. The involvement of CAFCASS often continues so they are able to work with families and make recommendations to the court by way of a report, which is considered by the Judge at the trial. However, parents should note that these proceedings are lengthy and expensive. Mediation is therefore encouraged and the courts expect parents to engage in mediation before any application is made. A court application should be if at all possible, a last resort.</font></p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[I had an accident at work - will it affect my job if I make a claim?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9965]]></link><description><![CDATA[<div style="float:left"><p align="justify">Making a personal injury claim for an accident at work is essentially making a claim on your employers&rsquo; insurance policy. Most employers are required by law to have insurance to cover their employees for injury at work, and it is there to compensate victims of accidents.</p>
<p align="justify">Making a claim should not affect how your employer treats you at work, but if it does you may have an employment law claim and should therefore contact an employment lawyer.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[I have heard that I will need to see a neuropsychologist. What exactly do they do?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#10142]]></link><description><![CDATA[<div style="float:left"><p align="justify">Neuropsychologists are not medical doctors but psychologists who specialise in the brain and how it functions. A neuropsychologist will test the injured person&rsquo;s brain function to see how they have been affected by an injury.</p>
<p align="justify">The tests carried out by the neuropsychologist assess any impairment&nbsp;of the long and short term memory , and how concentration, planning, coordination and reasoning have all been affected by the accident. The neuropsychologist will also consult closely with the family of the injured person to gain an understanding and build up a picture of what he or she was like before the accident.</p>
<p><font color="#666699" size="3"><strong><a href="/contact-us/contact-form.aspx">Fill in our online contact form to speak with one of our expert head injury lawyers.</a></strong></font></p>
<p></p></div>]]></description><category>March 2013</category><pubDate>Mon, 25 Mar 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[I have separated from my spouse and want to get a divorce - what should I do?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9925]]></link><description><![CDATA[<div style="float:left"><p align="justify"><font size="2" face="Arial">You should consider whether or not you really want to get a divorce. There are a number of </font><font size="2" face="Arial">specialist marriage guidance resources such as relate.</font></p>
<p align="justify"><font size="2" face="Arial">In order to get a divorce in the UK you need to show that the marriage has broken down </font><font size="2" face="Arial">irretrievably, which can be demonstrated to the Court through proving one of 5 different facts:-</font></p>
<ol>
    <li>
    <div align="justify"><font size="2" face="Arial">Adultery</font> </div>
    </li>
    <li>
    <div align="justify"><font size="2" face="Arial">Unreasonable behaviour</font> </div>
    </li>
    <li>
    <div align="justify"><font size="2" face="Arial">Desertion</font> </div>
    </li>
    <li>
    <div align="justify"><font size="2" face="Arial">Two years separation and consent</font> </div>
    </li>
    <li>
    <div align="justify"><font size="2" face="Arial">Five years separation</font> </div>
    </li>
</ol>
<p align="justify"><font size="2"><font face="Arial">Our specialist <a href="http://www.osbornes.net/services/family-law/divorce.aspx">divorce solicitors</a> can guide you through the whole&nbsp;process</font>.</font></p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[I think that I may have been partly to blame for my head injury. Can I still make a claim for compensation?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#10125]]></link><description><![CDATA[<div style="float:left"><p align="justify">Yes you still can make a successful claim. If you are found to be partly to blame for your head injury your compensation may be reduced by the percentage you are deemed to be at blame.</p>
<p align="justify">To find out for sure whether or not you are partly to blame for your injury, or if the whole blame lies elsewhere, contact us and one of our head injury compensation specialists will be able to advise you of your position.</p>
<p align="justify"><font color="#666699" size="3"><strong><a href="/contact-us/contact-form.aspx">Fill in our online contact form to speak to one of our expert head injury lawyers.</a></strong></font></p>
<p></p></div>]]></description><category>March 2013</category><pubDate>Wed, 20 Mar 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[I’ve been injured in an accident and want to make a claim for compensation – will I have to pay]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9962]]></link><description><![CDATA[<div style="float:left"><p style="MARGIN: 0cm 0cm 10pt" align="justify">The vast majority of our personal injury cases are funded by &lsquo;No Win, No Fee&rsquo; agreements. These mean that if you do not win your case, you will not have to pay your legal fees. If you win your case, our legal fees are recovered from the other side&rsquo;s insurance company.</p>
<p style="MARGIN: 0cm 0cm 10pt" align="justify">For a small minority of cases there is no insurance company to claim legal costs from.</p>
<p style="MARGIN: 0cm 0cm 10pt" align="justify">These cases are primarily Criminal Injury Compensation cases, and hit and run road traffic accidents which are dealt with by the Motor Insurer&rsquo;s Bureau. As there is not an insurer to claim our legal fees from in these situations we would ask you for a percentage of your compensation to cover our costs if you win your case. This percentage is fixed at the start of your case and is generally 25% or less. If you lose the case you would not have to pay us anything.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[If I'm selling my property do you require my title deeds?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9957]]></link><description><![CDATA[<div style="float:left"><p>Lenders and H M Land Registry are gradually de-materialising title deeds. However, we will still require your mortgage account number and details of your lender to request the deeds and ascertain what is outstanding on your mortgage</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[If we contact you do we have to use your services?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#10129]]></link><description><![CDATA[<div style="float:left"><p align="justify">No, by contacting us you are under no obligation to instruct us, but contacting us&nbsp;will allow you to talk to one of the lawyers who would be working on your behalf.&nbsp;During this conversation we will be able to explain the whole process to you and inform you what the time frame involved might be and what we would do to ensure you or the person injured received the maximum amount of compensation available and the best medical treatment going forward. After that it is up to you to make a final decision.</p>
<p style="TEXT-ALIGN: justify; MARGIN: 0cm 0cm 10pt" align="justify">You will not be charged for this initial conversation</p>
<p style="MARGIN: 0cm 0cm 10pt"><font color="#666699" size="3"><strong><a href="/contact-us/contact-form.aspx">Fill in our online contact form to speak with one of our expert head injury lawyers.</a></strong></font></p>
<p align="justify"></p></div>]]></description><category>March 2013</category><pubDate>Wed, 20 Mar 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[I'm selling my property - what information will I need to provide?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9956]]></link><description><![CDATA[<div style="float:left"><p align="justify">We will require you to complete property information forms and a fixtures, fittings and contents form. These must be completed fully and honestly and will sent to the Buyer&rsquo;s solicitors at the outset of the matter. You should also let us have any original guarantees and related documents</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[Is no win no fee available with a head injury claim?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#10128]]></link><description><![CDATA[<div style="float:left"><font color="#808080">
<p align="justify"><font color="#000000">Yes - most personal injury claims are brought under the No Win No Fee system and this includes head injury claims for compensation.</font></p>
<p align="justify"><font color="#000000">No win no fee means that regardless of whether or not you have a successful claim you will not be expected to pay anything. When you speak to us about your claim we will go through the no win no fee process with you in much more detail, answering any questions you may have.</font></p>
<p><strong><font color="#666699" size="3"><a href="/contact-us/contact-form.aspx">Fill in our online contact form to speak with one of our expert head injury lawyers.</a></font></strong></p>
</font></div>]]></description><category>March 2013</category><pubDate>Wed, 20 Mar 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[My child suffered a head or brain injury and I have been told that they will need a play specialist - what does this mean?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#10117]]></link><description><![CDATA[<div style="float:left"><p align="justify">As a parent it is the worst possible thing imaginable to see your child suffer. You will have to make decisions on medical treatments, rehabilitation options and schooling at what will be an emotionally draining time.</p>
<p align="justify">Where we can help is by making sure that your child receives the best possible care right from the start to give them the best possible chance of recovery. As lawyers we can help contribute to your child&rsquo;s recovery by making sure a care plan is put in place straight away, by making sure you have access to all necessary rehabilitation and therapies, including obtaining extra therapy if required. We will also work at making sure that your child receives appropriate financial compensation and work at securing an interim payment, which in turn will secure on-going top rehabilitation. </p>
<p align="justify">When it comes to assessing your child&rsquo;s needs we will make sure you have access to specialist paediatric care and treatment. We also know how important education is and often after a head or brain injury this can often be delayed or disrupted. We can help in making sure that education is provided to your child that meets their needs and changing circumstances.&nbsp;</p>
<p align="justify">Financial compensation cannot make up for the distress and suffering you and your child will have been through after a head injury, however it can take away the worry and stress of wondering how you will support your child in the future. Because it can take a long while for a child to adjust to the aftermath of a head injury securing financial compensation is a long process, which is necessary to ensure you receive the right level of compensation. With this in mind we will work at securing you an interim payment so as to make sure you are not under any financial pressures.</p>
<font color="#666699" size="+0">
<p align="justify"><strong><a href="/contact-us/contact-form.aspx">Fill in our online contact form to speak with one of our expert head injury lawyers.</a></strong></p>
</font></div>]]></description><category>March 2013</category><pubDate>Wed, 20 Mar 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[My partner is threatening me, what protection can I get?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9929]]></link><description><![CDATA[<div style="float:left"><p align="justify">If your partner is harassing or threatening you or has been violent towards you then your first port of call should normally be to report the matter to the police. They usually have a dedicated domestic violence department who may be able to assist you. The police may decide to question your partner, charge him or her with an offence or, if it is less serious, they may give him or her a warning instead.</p>
<p align="justify">You may also be able to apply to the family court for an injunction (a non-molestation order) which will prohibit your partner from harassing, pestering or intimidating you or from using or threatening violence. Provisions can also be included to prevent him or her from contacting you or going near your home. In certain circumstances it may be appropriate to apply for this order on an emergency basis which means that it would be done without notice to your partner. They would then have an opportunity to put forward their side at another hearing.</p>
<p align="justify">In certain circumstances, the court also has the power to make orders relating to the home where you and your partner live or were living (an occupation order). This could include an order that your partner must leave the home or that you should be allowed to return to it. You would need to show the court that such an order is necessary.</p>
<p align="justify">If you think you may need any orders for your protection then you should take legal advice as soon as possible in case emergency action is needed. You may be eligible for legal aid to apply for the relevant order.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[Social Services have become involved in the care of my children, how can I ensure that]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9931]]></link><description><![CDATA[<div style="float:left"><p align="justify"><font size="2" face="Arial">Social Services involvement with your children may involve care proceedings already or it may not be at that stage yet. Social Services involvement may feel intrusive to you, but they are seeking to ensure that your children are safe and it would be constructive to cooperate with them in their investigations. Whether there are court proceedings already started or it is an option being contemplated, it is crucial to seek legal advice at the earliest opportunity so that you understand how to maximise the strength your case to have the children remaining in your care.</font></p>
<p align="justify"><font size="2" face="Arial">Our specialist team has experience in all types of care proceedings, many of which have involved complex issues. We have represented many parents who have successfully retained full time care of their children.</font></p>
<p align="justify"><font size="2" face="Arial">Normally social services will want to undertake an assessment of you and the children if they have concerns about your parenting. It may be that you cannot resist your children going into foster care or staying with an alternate family member for an interim period whilst assessments are undertaken by social services but you would benefit from legal advice to determine whether this is appropriate in your case.</font></p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[We need to sort out our finances upon divorce, how does this work?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9926]]></link><description><![CDATA[<div style="float:left"><p align="justify"><font size="2" face="Arial">The law on financial separation can be complex and dependent on a number of factors. If you are trying to arrange a financial separation on divorce then the Matrimonial Causes Act sets out a number of factors which should be considered in the separation, including needs, contributions, the length of the marriage and the standard of living during the marriage. If possible, you should try to agree matters with your former spouse, possibly through mediation, as this is usually a much cheaper and less contentious way to deal with matters.</font></p>
<p align="justify"><font size="2" face="Arial">Our&nbsp;</font><a href="http://www.osbornes.net/services/family-law/divorce.aspx"><font size="2" face="Arial">divorce lawyers</font></a><font size="2" face="Arial"> can help you with what can become a complex process. If you were not married then the financial separation can be subject to a number of different rules, depending on whether or not there are any children and the legal ownership of property amongst other things. Our specialist family department has significant experience in resolving any such disputes.</font></p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[What are “covenants”?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9948]]></link><description><![CDATA[<div style="float:left"><p align="justify">These are obligations that are registered against the property and to which the property is sold subject to. We will advise you fully as to what these are.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[What are cleared funds?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9945]]></link><description><![CDATA[<div style="float:left"><p style="MARGIN: 0cm 0cm 10pt" align="justify">This is the way in which the purchase price of a property is paid. Cleared funds are either a personal cheque which has had seven working days to clear, a mortgage lender&rsquo;s cheque which has had four working days to clear or a bank transfer which is immediately cleared funds.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[What are disbursements?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9955]]></link><description><![CDATA[<div style="float:left"><p style="MARGIN: 0cm 0cm 10pt" align="justify">These are payments that are made to third parties such as Local Authorities, HM Land Registry, HM Revenue and Customs.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[What are the identification requirements?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9961]]></link><description><![CDATA[<div style="float:left"><p align="justify">Unless you are an existing client, we require evidence of identification as to a client&rsquo;s name and address. Separate identification must be supplied for each. We are required to check a client&rsquo;s identity under the Money Laundering Regulations 2003 and, if you have a lender, on behalf of your lender.</p>
<p align="justify">We will be unable to begin work on your file until satisfactory evidence of identification has been received.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[What can a compensation award cover?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#10137]]></link><description><![CDATA[<div style="float:left"><p>Traumatic brain injury can devastate lives and families. For those suffering the effects of a catastrophic brain injury it is essential to obtain early legal advice, to get in place a support network: a package of care and rehabilitation funded by the opponent. Legal liability investigations need to be put in place. Early action and legal expertise are necessary. </p>
<p>Watch our video in which our Head Injury head Stuart Kightley talks through some of the key points in dealing with a head injury claim. </p>
<p>Most cases of brain and head injury will be identified by the treating hospital and they will deal with the acute phase of care and treatment. But there are many head injury cases where there is no damage to the brain itself or the damage is subtle. </p>
<p>Here, the extent of the injury is not always appreciated by medical professionals and your lawyer can help to set up the investigations and treatment to get you the support you need. In many other cases there is a lack of coordination and follow up after discharge from hospital and the injured person can be left without support. </p>
<p>Although damage to the brain may be difficult to diagnose, some or all of the following after effects can be apparent: </p>
<ul>
    <li>Physical and sensory symptoms: Impaired balance and coordination, hearing and vision, taste and smell, headaches and fatigue </li>
    <li>Emotional difficulties: onset of anxiety, depression, anger, impulsive behaviour. </li>
    <li>Cognitive problems: difficulty in speech, processing and memorising information, attention and understanding. </li>
</ul>
<p>Our job is to identify the problems caused by head or brain injury, to put in place the necessary treatment and support, and to identify and claim for the losses - past and future - caused by the injury. This may involve costing and arranging alternative accommodation or property adaptations, specialised equipment, care and therapy. We will secure the maximum financial care and support package to meet the long term expenses involved. </p>
<p>Our expert head and brain injury claim solicitors are Stuart Kightley and his fellow Partners Wendy Wright and Sophie Davies. </p>
<p>The independent legal directory, Chambers and Partners, highlights Stuart as being &quot;immensely impressive&quot; and &quot;focuses on serious head injury cases and gains high praise from top claimant solicitors and clients alike&quot;. (2013 edition) and &quot;well regarded in the personal injury world for his handling of head injury claims and workplace accident cases&quot; (2011 edition)</p></div>]]></description><category>March 2013</category><pubDate>Wed, 20 Mar 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[What do you mean by “title to the property”?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9938]]></link><description><![CDATA[<div style="float:left"><p align="justify">&ldquo;Title&rdquo; is a simple definition which means that the seller legally owns the property and that all the rights and obligations are specified so that you know exactly what you are buying.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[What does a neurologist have to do with my head injury claim?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#10123]]></link><description><![CDATA[<div style="float:left"><p align="justify">A neurologist is a medical doctor who specialises in diagnosing and treating damage and disease to the brain. A neurologist performs neurological examination of the nerves of the head, muscle strength and mobility and all other cognitive abilities which may have been affected because of a brain injury. A neurologist will make recommendations for treatment and make referrals for therapy and medication.</p>
<p align="justify">Osbornes solicitors will instruct consult a&nbsp;neurologist on your behalf and work closely with him or her as this is usually the lead expert whose evidence is central to the claim.</p>
<p style="MARGIN: 0cm 0cm 10pt" align="justify"><font color="#666699" size="3"><strong><a href="/contact-us/contact-form.aspx">Fill in our online contact form to speak with one of our expert head injury lawyers.</a></strong></font></p></div>]]></description><category>March 2013</category><pubDate>Wed, 20 Mar 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[What happens if I buy the property with someone else?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9950]]></link><description><![CDATA[<div style="float:left"><p align="justify">This depends if you are buying the property with your husband or wife, with an unmarried partner, anothe relative or friend. Again, we will advise on this.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[What head injury compensation amounts are available?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#10130]]></link><description><![CDATA[<div style="float:left"><p>Traumatic brain injury can devastate lives and families. For those suffering the effects of a catastrophic brain injury it is essential to obtain early legal advice, to get in place a support network: a package of care and rehabilitation funded by the opponent. Legal liability investigations need to be put in place. Early action and legal expertise are necessary. </p>
<p>Watch our video in which our Head Injury head Stuart Kightley talks through some of the key points in dealing with a head injury claim. </p>
<p>Most cases of brain and head injury will be identified by the treating hospital and they will deal with the acute phase of care and treatment. But there are many head injury cases where there is no damage to the brain itself or the damage is subtle. </p>
<p>Here, the extent of the injury is not always appreciated by medical professionals and your lawyer can help to set up the investigations and treatment to get you the support you need. In many other cases there is a lack of coordination and follow up after discharge from hospital and the injured person can be left without support. </p>
<p>Although damage to the brain may be difficult to diagnose, some or all of the following after effects can be apparent: </p>
<p>Physical and sensory symptoms: Impaired balance and coordination, hearing and vision, taste and smell, headaches and fatigue </p>
<p>Emotional difficulties: onset of anxiety, depression, anger, impulsive behaviour. </p>
<p>Cognitive problems: difficulty in speech, processing and memorising information, attention and understanding. </p>
<p>Our job is to identify the problems caused by head or brain injury, to put in place the necessary treatment and support, and to identify and claim for the losses - past and future - caused by the injury. This may involve costing and arranging alternative accommodation or property adaptations, specialised equipment, care and therapy. </p>
<p>We will secure the maximum financial care and support package to meet the long term expenses involved. Our expert head and brain injury claim solicitors are Stuart Kightley and his fellow Partners Wendy Wright and Sophie Davies. </p>
<p>The independent legal directory, Chambers and Partners, highlights Stuart as being &quot;immensely impressive&quot; and &quot;focuses on serious head injury cases and gains high praise from top claimant solicitors and clients alike&quot;. (2013 edition) and &quot;well regarded in the personal injury world for his handling of head injury claims and workplace accident cases&quot; (2011 edition)</p></div>]]></description><category>March 2013</category><pubDate>Wed, 20 Mar 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[What head injury symptoms are covered?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#10131]]></link><description><![CDATA[<div style="float:left"><p>Traumatic brain injury can devastate lives and families. For those suffering the effects of a catastrophic brain injury it is essential to obtain early legal advice, to get in place a support network: a package of care and rehabilitation funded by the opponent. Legal liability investigations need to be put in place. Early action and legal expertise are necessary. </p>
<p>Watch our video in which our Head Injury head Stuart Kightley talks through some of the key points in dealing with a head injury claim. Most cases of brain and head injury will be identified by the treating hospital and they will deal with the acute phase of care and treatment. But there are many head injury cases where there is no damage to the brain itself or the damage is subtle. </p>
<p>Here, the extent of the injury is not always appreciated by medical professionals and your lawyer can help to set up the investigations and treatment to get you the support you need. In many other cases there is a lack of coordination and follow up after discharge from hospital and the injured person can be left without support. </p>
<p>Although damage to the brain may be difficult to diagnose, some or all of the following after effects can be apparent: </p>
<p>Physical and sensory symptoms: Impaired balance and coordination, hearing and vision, taste and smell, headaches and fatigue </p>
<p>Emotional difficulties: onset of anxiety, depression, anger, impulsive behaviour. Cognitive problems: difficulty in speech, processing and memorising information, attention and understanding. Our job is to identify the problems caused by head or brain injury, to put in place the necessary treatment and support, and to identify and claim for the losses - past and future - caused by the injury. </p>
<p>This may involve costing and arranging alternative accommodation or property adaptations, specialised equipment, care and therapy. We will secure the maximum financial care and support package to meet the long term expenses involved. </p>
<p>Our expert head and brain injury claim solicitors are Stuart Kightley and his fellow Partners Wendy Wright and Sophie Davies. </p>
<p>The independent legal directory, Chambers and Partners, highlights Stuart as being &quot;immensely impressive&quot; and &quot;focuses on serious head injury cases and gains high praise from top claimant solicitors and clients alike&quot;. (2013 edition) and &quot;well regarded in the personal injury world for his handling of head injury claims and workplace accident cases&quot; (2011 edition)</p></div>]]></description><category>March 2013</category><pubDate>Wed, 20 Mar 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[What if I cannot speak to you on the telephone?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9954]]></link><description><![CDATA[<div style="float:left"><p align="justify">You can always leave a message on the voicemail of the solicitor dealing with the matter, we will advise you who that person is at the commencement of the transaction, or with the receptionist. We always endeavour to return a telephone within 24 hours. Alternatively, you can always email the solicitor dealing with the matter.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[What is “completion”?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9940]]></link><description><![CDATA[<div style="float:left"><p align="justify">This is when the Contract is finalised. The balance of the purchase monies are paid to the seller and the seller will then vacate the property to enable the buyer to move in.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[What is a “contract”?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9939]]></link><description><![CDATA[<div style="float:left"><p align="justify">A Contract is a legally binding agreement between the seller and buyer of the property which is only entered into when the seller and the buyer are able to carry out their side of the agreement.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[What is exchange of Contracts?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9941]]></link><description><![CDATA[<div style="float:left"><p align="justify">This occurs when both buyer and seller are able to be legally committed to each other. If any of the Contract terms are then broken, there are penalties that can be imposed on each party.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[What is Stamp Duty Land Tax?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9951]]></link><description><![CDATA[<div style="float:left"><p align="justify">This is a tax which is imposed by HM Revenue and Customs and is payable within 30 days of completion of a purchase. You may be exempt from paying SDLT. If Stamp Duty Land Tax is payable, we will complete the Land Transaction Form on your behalf and send this to you after exchange of Contracts for checking and signature.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[What is the purpose of an Occupational Therapist?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#10122]]></link><description><![CDATA[<div style="float:left"><p align="justify">Individuals who have suffered from a head or brain injury usually have to deal with physical, cognitive and social difficulties as a result of the head injury. The purpose of the occupational therapist is to assess how independently the injured person can live and how their quality of life can be maximised.</p>
<p align="justify">Once an initial assessment has taken place the therapist will put together long and short term goals and objectives for their patient to reach.</p>
<font color="#666699" size="+0">
<p align="justify"><strong>Fill in our online contact form to speak with one of our expert head injury lawyers.</strong></p>
</font></div>]]></description><category>March 2013</category><pubDate>Wed, 20 Mar 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[What support exists to help individuals with speech problems following a head injury?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#10119]]></link><description><![CDATA[<div style="float:left"><p align="justify">In some cases after a serious head or brain injury the injured person may experience speech problems and not be able to communicate in the same way as before the accident.&nbsp;The role of a speech and language therapist is to work with individuals who have sustained a head or brain injury and assist them communicate more effectively both orally and in written word. </p>
<p align="justify">The speech and language therapist is also able to offer support to the families so they understand how and why the injury has affected the injured person&rsquo;s speech. </p>
<font color="#666699" size="+0">
<p align="justify"><strong><a href="/contact-us/contact-form.aspx">Fill in our online contact form to speak with one of our expert head injury lawyers.</a></strong></p>
</font></div>]]></description><category>March 2013</category><pubDate>Wed, 20 Mar 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[What support will the injured person receive once they are back at home or living independently?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#10120]]></link><description><![CDATA[<div style="float:left"><p align="justify">One of the aims of rehabilitation is to assist the person who sustained a head injury in leading a normal life as possible in their individual circumstances. One way this is achieved is with the help of support workers.</p>
<p align="justify">A support worker is an individual who looks after and supports a person who cannot fully manage by themselves, enabling them to achieve maximum independence. This would normally be a trained person who is paid rather than a family member or friend. </p>
<p align="justify">The type of support provided may include assistance with personal hygiene, dressing, preparing meals, cleaning, laundry and assistance with paying bills. A support worker can also assist a person with recreational activities and provide assistance in the workplace. Part of the support workers role may also be to provide reminders to the individual about tasks they can do for themselves.</p>
<p align="justify">Regardless of whether the support worker is employed through the NHS or from a private source this role is vital to the on-going rehabilitation of someone who has suffered a head injury. As your head injury lawyers we will make sure that you are provided with a support worker who will meet your needs.</p>
<font color="#666699" size="+0">
<p align="justify"><strong><a href="/contact-us/contact-form.aspx">Fill in our online contact form to speak with one of our expert head injury lawyers.</a></strong></p>
</font></div>]]></description><category>March 2013</category><pubDate>Wed, 20 Mar 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[When can I move in?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9942]]></link><description><![CDATA[<div style="float:left"><span>
<p align="justify">When completion has occurred.</p>
</span></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[When do I have to pay the deposit and solicitor fees?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9935]]></link><description><![CDATA[<div style="float:left"><p>Your deposit is paid shortly before exchange of Contracts, we will tell you when. Our fees are paid shortly before completion.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[Who will keep the deeds?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9947]]></link><description><![CDATA[<div style="float:left"><p style="MARGIN: 0cm 0cm 10pt" align="justify">If you have a mortgage, we will send the deeds to the mortgage lender on completion. The deeds form a security for the mortgage. If you do not have a lender, we can send the deeds to you or we can store them in our deeds safe free of charge.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[Why do I need a Survey?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9933]]></link><description><![CDATA[<div style="float:left"><p align="justify">To check the physical condition of the property. The survey will advise on any immediate necessary or potential repairs to the property together with the value thereof. If you require a surveyor we will be able to recommend&nbsp;some to you.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[Why do I need to wait for a written mortgage offer?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9936]]></link><description><![CDATA[<div style="float:left"><p align="justify">A written mortgage offer is an obligation on the mortgage lender to provide the mortgage monies when required. You cannot commit yourself to a moving date or completion date without having a written mortgage offer or you may find that you do not have the money to pay for the property at completion. This would cause both you and the sellers of the property considerable problems.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[Why do you not speak to the seller direct?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9952]]></link><description><![CDATA[<div style="float:left"><p align="justify">It is a matter of good professional conduct between solicitors that we do not speak to each other&rsquo;s clients.</p></div>]]></description><category>February 2013</category><pubDate>Sun, 10 Feb 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[Will I have to pay legal costs for my accident claim?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#9881]]></link><description><![CDATA[<div style="float:left">Osbornes solicitors offers 'no win no fee agreements' which protects you against paying our costs if you lose. This means that regardless of whether you win or lose your claim you pay nothing.</div>]]></description><category>January 2013</category><pubDate>Tue, 29 Jan 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[Will I lose my benefits if I receive compensation for my head injury?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#10116]]></link><description><![CDATA[<div style="float:left"><p>Traumatic brain injury can devastate lives and families. For those suffering the effects of a catastrophic brain injury it is essential to obtain early legal advice, to get in place a support network: a package of care and rehabilitation funded by the opponent. Legal liability investigations need to be put in place. Early action and legal expertise are necessary. </p>
<p>Watch our video in which our Head Injury head Stuart Kightley talks through some of the key points in dealing with a head injury claim. </p>
<p>Most cases of brain and head injury will be identified by the treating hospital and they will deal with the acute phase of care and treatment. </p>
<p>But there are many head injury cases where there is no damage to the brain itself or the damage is subtle. Here, the extent of the injury is not always appreciated by medical professionals and your lawyer can help to set up the investigations and treatment to get you the support you need. In many other cases there is a lack of coordination and follow up after discharge from hospital and the injured person can be left without support. </p>
<p>Although damage to the brain may be difficult to diagnose, some or all of the following after effects can be apparent: </p>
<ul>
    <li>Physical and sensory symptoms: Impaired balance and coordination, hearing and vision, taste and smell, headaches and fatigue </li>
    <li>Emotional difficulties: onset of anxiety, depression, anger, impulsive behaviour. </li>
    <li>Cognitive problems: difficulty in speech, processing and memorising information, attention and understanding. </li>
</ul>
<p>Our job is to identify the problems caused by head or brain injury, to put in place the necessary treatment and support, and to identify and claim for the losses - past and future - caused by the injury. </p>
<p>This may involve costing and arranging alternative accommodation or property adaptations, specialised equipment, care and therapy. We will secure the maximum financial care and support package to meet the long term expenses involved. </p>
<p>Our expert head and brain injury claim solicitors are Stuart Kightley and his fellow Partners Wendy Wright and Sophie Davies. </p>
<p>The independent legal directory, Chambers and Partners, highlights Stuart as being &quot;immensely impressive&quot; and &quot;focuses on serious head injury cases and gains high praise from top claimant solicitors and clients alike&quot;. (2013 edition) and &quot;well regarded in the personal injury world for his handling of head injury claims and workplace accident cases&quot; (2011 edition)</p></div>]]></description><category>March 2013</category><pubDate>Wed, 20 Mar 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[Will I see my solicitor?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#10136]]></link><description><![CDATA[<div style="float:left"><p>Traumatic brain injury can devastate lives and families. For those suffering the effects of a catastrophic brain injury it is essential to obtain early legal advice, to get in place a support network: a package of care and rehabilitation funded by the opponent. Legal liability investigations need to be put in place. Early action and legal expertise are necessary. </p>
<p>Watch our video in which our Head Injury head Stuart Kightley talks through some of the key points in dealing with a head injury claim. </p>
<p>Most cases of brain and head injury will be identified by the treating hospital and they will deal with the acute phase of care and treatment. But there are many head injury cases where there is no damage to the brain itself or the damage is subtle. </p>
<p>Here, the extent of the injury is not always appreciated by medical professionals and your lawyer can help to set up the investigations and treatment to get you the support you need. In many other cases there is a lack of coordination and follow up after discharge from hospital and the injured person can be left without support. </p>
<p>Although damage to the brain may be difficult to diagnose, some or all of the following after effects can be apparent: </p>
<p>Physical and sensory symptoms: Impaired balance and coordination, hearing and vision, taste and smell, headaches and fatigue </p>
<p>Emotional difficulties: onset of anxiety, depression, anger, impulsive behaviour. </p>
<p>Cognitive problems: difficulty in speech, processing and memorising information, attention and understanding. </p>
<p>Our job is to identify the problems caused by head or brain injury, to put in place the necessary treatment and support, and to identify and claim for the losses - past and future - caused by the injury. This may involve costing and arranging alternative accommodation or property adaptations, specialised equipment, care and therapy. We will secure the maximum financial care and support package to meet the long term expenses involved. </p>
<p>Our expert head and brain injury claim solicitors are Stuart Kightley and his fellow Partners Wendy Wright and Sophie Davies. </p>
<p>The independent legal directory, Chambers and Partners, highlights Stuart as being &quot;immensely impressive&quot; and &quot;focuses on serious head injury cases and gains high praise from top claimant solicitors and clients alike&quot;. (2013 edition) and &quot;well regarded in the personal injury world for his handling of head injury claims and workplace accident cases&quot; (2011 edition)</p></div>]]></description><category>March 2013</category><pubDate>Wed, 20 Mar 2013 22:00:00 GMT</pubDate></item><item><title><![CDATA[Will my claim be handled by a specialist?]]></title><link><![CDATA[http://www.osbornes.net/7965/pages/faqs.aspx#10135]]></link><description><![CDATA[<div style="float:left"><p>Traumatic brain injury can devastate lives and families. For those suffering the effects of a catastrophic brain injury it is essential to obtain early legal advice, to get in place a support network: a package of care and rehabilitation funded by the opponent. Legal liability investigations need to be put in place. Early action and legal expertise are necessary. </p>
<p>Watch our video in which our Head Injury head Stuart Kightley talks through some of the key points in dealing with a head injury claim. </p>
<p>Most cases of brain and head injury will be identified by the treating hospital and they will deal with the acute phase of care and treatment. But there are many head injury cases where there is no damage to the brain itself or the damage is subtle. </p>
<p>Here, the extent of the injury is not always appreciated by medical professionals and your lawyer can help to set up the investigations and treatment to get you the support you need. In many other cases there is a lack of coordination and follow up after discharge from hospital and the injured person can be left without support. </p>
<p>Although damage to the brain may be difficult to diagnose, some or all of the following after effects can be apparent: Physical and sensory symptoms: </p>
<ul>
    <li>Impaired balance and coordination, hearing and vision, taste and smell, headaches and fatigue </li>
    <li>Emotional difficulties: onset of anxiety, depression, anger, impulsive behaviour. </li>
    <li>Cognitive problems: difficulty in speech, processing and memorising information, attention and understanding. </li>
</ul>
<p>Our job is to identify the problems caused by head or brain injury, to put in place the necessary treatment and support, and to identify and claim for the losses - past and future - caused by the injury. </p>
<p>This may involve costing and arranging alternative accommodation or property adaptations, specialised equipment, care and therapy. We will secure the maximum financial care and support package to meet the long term expenses involved. </p>
<p>Our expert head and brain injury claim solicitors are Stuart Kightley and his fellow Partners Wendy Wright and Sophie Davies. </p>
<p>The independent legal directory, Chambers and Partners, highlights Stuart as being &quot;immensely impressive&quot; and &quot;focuses on serious head injury cases and gains high praise from top claimant solicitors and clients alike&quot;. (2013 edition) and &quot;well regarded in the personal injury world for his handling of head injury claims and workplace accident cases&quot; (2011 edition)</p></div>]]></description><category>March 2013</category><pubDate>Wed, 20 Mar 2013 22:00:00 GMT</pubDate></item></channel></rss>